How Old to Rent an Apartment?

how old to rent an apartment

How old to rent an apartment is a common question for many students and young people looking to start their lives as independent adults. This can be a frustrating question because there are so many different factors that go into whether or not you can get approved to rent an apartment.

Age Requirements

If you’re a young adult, moving out of your parent’s home and renting an apartment can be a big step towards independence. It’s also a major commitment, and you’ll need to take some steps to ensure that you can meet the apartment rental requirements.

One of the most important things that you need to do is save money for the apartment deposit and rent. The landlord will ask for this money, and if you don’t have it saved up, they might not approve you for the rental property.

You’ll need to start saving for these expenses before you apply for an apartment. Ideally, you’ll need to save about 30 percent of your monthly income for rent and living costs. This is called the 30% rule, and it’s a great way to make sure that you don’t spend more than you can afford.

Once you’ve saved up enough to cover the rent, you’ll need to find a responsible adult to co-sign your lease. This person will be responsible for your payments and any damage that occurs to the apartment.

The person who will be co-signing the lease should have a credit history, employment documents, and proof of assets to provide. The guarantor will usually remain on the contract until the tenant is able to show that they can qualify for a new lease on their own.

In some cases, a person under 18 may be able to get an apartment even if they have no credit or an employment record. Often, this is because they’ve been emancipated, have married or are in the military.

Another possibility is that they’ve co-signed a lease before. This is a common practice for underage college students or other minors who have their parents agree to sign a lease and pay their rent.

However, there are some states that don’t allow this. This is because of age discrimination laws and rules.

If you’re not able to qualify for an apartment, you may be able to get help from non-profit organizations and government resources. These groups may offer financial aid to emancipated minors.

Employment History

A landlord must be sure to verify a tenant’s employment history, especially when they are considering applicants who are self-employed or retirees. They also need to ensure that a renter’s income is consistent and reliable.

To do this, a potential landlord will ask for an employer reference and proof of income such as recent pay stubs or bank statements. They may also call a previous employer to verify the applicant’s information, if possible.

In addition to contacting a current or former employer, a landlord can also search public records for addresses that the applicant has lived in during the past two years. This is a great way to get an idea of what the applicant earned and where they lived.

Landlords often use these documents to see if the applicant is financially responsible and pays their rent on time. If a potential landlord finds that the tenant is late on payments or has a history of evictions, they might reject the application.

Another way to verify a tenant’s income is by collecting tax returns. The last two years of tax returns can help a landlord see if the applicant has been working consistently and had stable income throughout that period.

Additionally, a landlord may check an applicant’s credit report to find out whether the person is able to afford their proposed rent amount. This is because the majority of apartments need a credit score of at least 600 to qualify as a viable rental candidate.

Getting your application approved can take time, so it’s important to be prepared when you apply for an apartment. By providing all the information a landlord will need, you can reduce the length of your interview and speed up the application process.

The key to ensuring a successful rental applicant screening process is being honest and upfront about your employment, income and criminal history. It is also a good idea to be honest about any gaps in employment or time off work due to illness or family obligations. This will help a landlord make the best decision about whether to approve your application or not.

Credit History

Credit history is one of the most important factors in a landlord’s decision to approve you for an apartment. It shows whether you’ll pay your rent on time, and it reveals how responsible you are when it comes to money management.

Your credit report is a detailed record of all your financial transactions, including your debts and credit cards. It contains information about your payment history, the number of open accounts you have, and other data that may influence your credit score.

Landlords are always on the lookout for red flags, so if you’re having trouble getting an apartment, be sure to explain any problems that might be on your credit report. For example, if you’ve had a bankruptcy in the past, it might be difficult for a landlord to trust that you’ll make your payments on time.

Another potential red flag is if you’ve had a lot of credit card debt, or have been a co-signer on someone else’s credit cards. These things are going to affect your credit score, and they will also show up on a landlord’s report, so you should be careful about adding additional loans or credit cards that might raise your balances.

If you have a bad credit score, you’ll need to work to boost it before you apply for an apartment. You can do this by ensuring that your bills are paid on time, and by minimizing your debt load.

You should also make sure that you’re not making too many credit inquiries, which can lower your score. In addition, if you’ve been denied for an apartment because of a poor credit history, you can try to highlight other aspects of your application that will help you get approved.

Your rental history counts for over one-third of your credit score, so it’s important to have a positive record that shows you have been a good tenant. This can include a solid track record of on-time rent payments, as well as other types of positive activity that will show you’re a responsible credit risk.

Your credit report is a complete record of all your financial activities, so it can give a landlord a good idea of how well you handle your money. In addition to credit history, a landlord will check your other public records for things like bankruptcies and evictions.


Most apartment complexes require that you meet certain age requirements in order to rent an apartment. This includes proving that you can afford the monthly rent and providing a security deposit.

Many landlords also look at your credit history to determine if you can pay your rent on time and in full. If you have bad credit or no credit, it can be a red flag for landlords and they may refuse to rent to you.

One of the most important factors in your ability to rent an apartment is how long you have been employed and whether or not you have a good job that pays enough for you to live comfortably. When you apply for an apartment, bring two to three pay stubs, tax returns, and bank statements to prove that you have a steady source of income.

Some landlords will even ask you to provide a letter of employment that lists your current salary and position, as well as how long you have been working. Those who are 18 or older may have more to offer in this area since they may have been employed for longer periods of time.

You should also save up some money for a security deposit, which is a refundable sum of cash that the landlord will use to cover the cost of damages that occur while you are living in the apartment. This amount is usually equal to one month of rent, but it can be more depending on the size of the apartment and if you have a pet.

The landlord might also require that you get references, which are people who can vouch for your honesty and responsibility. These can be your previous landlords, teachers, employers, or community leaders.

If you’re not able to find any of these references, it may be a good idea to get a co-signer who can sign your lease with you and act as your backup in case you can’t pay your rent. This can help you get an apartment and it may make your application process go faster as well.

May 2, 2023 6:47 am